When it comes to looking after the important things in life, family normally comes first. Protection is all about planning ahead by providing financial security for you and your family. There’s a lot to think about over a lifetime, and a little protection in the right place at the right time can help make all the difference.
LIFE COVER can pay a lump sum if you are diagnosed with a terminal illness or die during the term of the policy. This can help provide financial security for your family, or help them pay off a mortgage or other debts whilst also providing for their future.
CRITICAL ILLNESS COVER offers protection for you and your family should you lose your income due to suffering a critical illness. It is designed to pay out a tax-free lump sum should you be diagnosed with a specified illness/condition.
The conditions covered by the Insurer will vary but generally include Heart Attack, Stroke, Cancer, and Multiple Sclerosis. More than 1 in 3 people will develop some form of cancer during their lifetime (source: Cancer Research UK).
Critical Illness cover could help improve your quality of life by paying for necessary treatment or home alterations, paying off your mortgage or covering regular bills. Critical Illness can be added to a mortgage protection or life insurance policy.